A Little Bit of This & A Little Bit of That

I don't have anything to say. I guess I can update my debt, but I am way too hot to start moving my arm towards the mouse and clicking all my folders to see what the total is. I don't know where everyone is from, but did you know California is having its heat wave a bit early? Did you know that as a Californian living in California for the past 24 years of my life, I am still not comfortable with sweltering heat? My ideal temperature is mid-70's to mid-80's. Right now, on a Monday evening (specifically 8: 19 PM), it is 90 degrees. Uhmm, that's summer temperature. It should be mid-70's. Am I complaining? Yes? At least it's cool inside with central a/c, but the minute I step outside or think about what tomorrow* will be like, my heart skips in a beat (in a bad way).

Please be prepared I will be jumping from topic to topic because my mind can't think straight from the heat.

I read on Consumerist that a Tennessee couple took a $5,000 loan from CashCall and was charged a 59% interest rate. Now they are in a giant hole, a $20,830 hole. And if you read the article, you can safely assume that this couple are not brainy surgeon types. I always believe it's the persons fault for charging this or taking out loans on that. I take full responsibilities for my dumb debt. I knew when I was signing up for a credit card that although they adverised an APR of 9.99%, the back of the sheet said up to 19.99%. And luckily (or not), I got the mid APR. I knew all that in the back of my head even though I assumed the best. But this story is insane. 59% interest? That's robbery. It sounds like CashCall found an opportunity to bank on this poor, poor couple. The couple has already paid back the principal of the loan and I think CashCall should apologize to them and pay for their literacy program. (link)

My debt is just under $7,000. I am still too lazy to update. But I just wanted to share that with you all.

I need to find more frugral activities to do after work. One that I think I will take up is watching American Idol. I've heard so much about this Adam Lambert guy and how he is the next American Idol. I'm thinking $2 buck chuck from Trader Joe's and some buttery cracker for 2 nights a row (wait, that's how American Idol is, right?) will save me some money. By the way, when is American Idol on?


*All the weathermen is saying that by Wednesday, our weather will be back to its normal self. I hope they are right.